When it comes to health insurance, it really pays to purchase a policy from a reputable insurer. We’ve done the legwork and ranked the top health insurance firms in the US below. Read on.
Aetna: Best for Medicare Advantage
Aetna sells an impressive 36 Medicare Advantage plans in 30 states and the District of Columbia. The company also offers Medicare supplement plans, i.e., Medigap, in all 50 states. What’s more, Aetna offers a combination vision, dental, and hearing supplemental Medicare plan in several states. Aetna is a part of CVS Health Company, and this partnership offers additional benefits to policyholders. For instance, Aetna policyholders with high blood pressure can receive a free home monitor at CVS. Some CVS stores in select regions may also offer chronic disease monitoring.
Blue Cross Blue Shield: Best for Nationwide Coverage
One out of three people in America has health insurance coverage from Blue Cross Blue Shield. The company’s plans are sold under various names, such as CareFirst, Anthem, Independence, Highmark, and Wellmark. Across the country, over 1.7 million hospitals and doctors contract with Blue Cross Blue Shield companies — significantly more than any other health insurance company. Blue Cross offers individual policies on the Marketplace, employer-based insurance, and a range of Medicare plans, including Medicare Advantage, Medigap, and Prescription Drug coverage (Part D).
Cigna: Best for Global Health Coverage
Cigna has more than 17 million customers worldwide, served through its global network of 1.5 million medical professionals. Cigna partnered with Express Scripts, the country’s largest pharmacy benefit manager, in 2018 — this deal helped the company offer improved care and lower costs to policy buyers. Currently, the company sells health insurance plans in 13 states and Medicare Advantage plans across 26 states plus D.C.
Humana: Best for Comprehensive Umbrella Coverage
Health insurance plans don’t usually cover things like dental exams, eyeglasses or contact lenses, appliances, and crowns. However, Humana, a health and well-being firm, sells private insurance policies in all these areas. The company also offers special needs policies for those with disabling or severe chronic conditions.
